Interested In A Better Return On Your Money?

We can certainly do much better than your typical CD or money market account. Usually the returns are several times the return you're probably getting. We have short-term investments as short as 6 months to long-term investments up to 5 years.

Not on our short-term investments. With short-term investments we prefer there only be one payment of all principal and accrued interest paid when the money is paid back (when we sell the property). That way, there are no hassles and accounting is simpler. For me, it helps with cashflow. For you, it makes things less complicated. You make the investment and then, after we've fixed and sold the property, you get a big fat check with all accrued interest. With our long-term investments (up to 5 years) we typically work out a regular payment schedule so that you get paid throughout your investment period.

We typically work on a 1 year investment period, but up to 5 years can be arranged for higher returns.

Short-term investments turn around pretty quickly, which should avoid this situation. But if you feel you might need the money sooner than the investment period, we would prefer you didn't invest.

Stock prices drop all the time...and by considerable amounts. Home values don't typically decline in the same way and definitely not with the same speed. Homes will always have value as people will always need a place to live. We are buying, all in, for below 70% of the house's fixed-up market value. This assures that your investment will be much less than the home value, which protects your investment. Your investment will be fully secured by a lien on the property.

Hopefully this isn't something that we need to worry about (I'm in great health), but something we should cover just to be safe. Your investment will be secured by a registered lien on the property. So in the unlikely event that we are unable to continue to run the business, you stand to make substantially higher gains on your investment (much more than the interest we would have paid you). In the event something happens to me, my family and associates will be able to sell the property and pay your principal and interest on your investment, but in the event that doesn't happen, you can foreclose and sell the house yourself, making substantially more! So you're fully covered.

No. One investor per property is all we allow. You will be in first position.

Our minimum investment is $30,000, and it goes up from there. The exact amount depends on the deal (what we buy a house for and the amount needed to fix it up).

We don't typically fit banks' mold. Banks want something that fits their cut and dry formulas, which usually means 30-year terms, regular payments, buyer income requirements, etc. Short-term loans on houses needing repairs don't typically fit their lending criteria. They also take forever to fund mortgages and we have to be quick when buying these houses at deep discounts. We are better off paying higher returns to have a simpler funding process and faster closings to keep us competitive.

Yes. You will just need to move it to an administrator who will allow you to invest. We can help you with this.

Absolutely. I'd be happy to talk with them.

The documents you will receive are a Real Estate Note, a Trust Deed or Lien (recorded with the county and sent to you afterward), an insurance binder showing you as mortgagee and a title insurance policy.